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Lesa offers assistance with financial budgeting in various areas. Need advice with topics listed here?

Reach Out and Contact Lesa Today!

Lesa is a financial industry leader! She has valuable information and knowledge that sets her apart. Her approach is professional all the way.
— Mills Acupuncture
 

Education/college funding

Planning for college and need to explore your options? Lesa can help you investigate options, including the choices available to you such as 529 plans, savings options and tax-deferred plans.

Estate & Retirement planning

Life can be complicated enough without also needing to make medical and financial decisions without your direct input. Lesa can direct you in how to create an estate planning "check-list" making it easier for you and your family to move forward with your wishes.

Need a practical guide on how to prepare for retirement? Lesa offers retirement planning and benefits to help you best prepare for your golden years.

Tax planning 

Lesa can assist in evaluating your financial profile, with the aim of minimizing the amount of taxes paid on personal income or business profit.

Cash flow expense / budgeting

It's important to know your cash flow. A simple calculation of Total Income - Total Expenses = Net Cash Flow will help you determine how much left over cash you have after all your fixed income and variable expenses have been accounted for.  Need assistance with a monthly budget? Reach out to Lesa, she is here to help.

Debt reduction and management

Debt is a way of life for most Americans. Fortunately there are several methods to reduce debt, maybe even eliminate it. Lesa is here to help you explore your options.

Primary Reasons You Need Estate Planning Services
in Eugene and Springfield, Oregon

When people hear the word 'estate,' they may start thinking of big mansions, expensive possessions like jewelry, cars, yachts, and huge stock portfolios. Most of those possessions are owned by high-net-worth individuals, especially elderly ones left behind after they die. Estate planning services in Eugene / Springfield, Oregon, are not explicitly designed for the wealthy or old. It can also be for every other person, irrespective of their age or financial status. They can all benefit from having an estate plan if they have assets they can pass down to other people. While there are different reasons people may decide to meet with an estate planner and create an estate plan, the following are other significant reasons you should know.

Protects the Young Ones

If you are a parent with little kids, you may need to prepare for their future on time. Asset Management consulting services in Eugene / Springfield are known for preparing your assets for them, especially for future purposes. This becomes the opportunity for the will portion of an estate plan to come in.

It ensures that your kids are protected and cared for in the way you approve. In some cases, you may have to name the guardians just in case both parents die before the kids get older. Estate planning services in Eugene / Springfield, Oregon ensure that the names are added to avoid confusion when it is time to raise the kids.

Protect Assets

Also, Asset Management consulting services in Eugene / Springfield protect your assets for your benefit during your lifetime and that of your beneficiaries after your death. Once you realize or suspect that a lawsuit is at the limit of one's knowledge, it may be too late to organize a plan to protect your assets. So, it is advisable to start with an effective financial and estate plan to preserve your assets.

Reduce Estate Taxes

To eliminate the loss of one's estate to the payment of state and federal estate taxes, you also need the help of Cash flow and expense planning services in Eugene / Springfield. They will help you monitor the way you spend cash to avoid running out of income. But most importantly, they help you put an estate plan together. Some strategies can be used to make the estate tax bill less burdensome or frustrating for you.

Retirement planning services in Eugene / Springfield, Oregon are also an option if you want to preserve some of your assets from your retirement for your loved ones. Without these services, you could face some tax issues, and the courts could choose how your assets will be divided, and most importantly, who gets to raise your children.